If possible, check the deceased persons mail and email. It can take up to 90 days for an insurance company to respond to your request for information. For assistance,contact the NAIC HelpDesk athelp@naic.orgor review the LPLFrequently Asked Questions (FAQ). Similar cases have been noted If you know which insurer issued the policy, you don't need to look for policy documents. Information provided on Forbes Advisor is for educational purposes only. Search through the persons financial records to find payments to the insurer. If it doesnt turn up a match, you can still do some work on your own to track down a missing or lost life insurance policy. Several search services are available online but usually charge for their services. You can turn to the National Association of Insurance Commissioners (NAIC) Life Insurance Policy Locator Service if you're unsure if a loved one had one. Make sure your company and agent have current contact details for all listed beneficiaries. Update your browser for more security, speed and compatibility. The Forbes Advisor editorial team is independent and objective. Sorry there is a continuing error in our system. If they cant track down the beneficiaries on a policy, they must turn any benefits over to the states unclaimed property office. The National Organization of Life & Health Insurance Guaranty Associations has a, The policy may have been purchased in Canada:Reach out to the. (2013, February). Look through the deceaseds personal files, books, safe deposits or other secure storage places for insurance documents. Some major life insurance companies now have policy locators to help potential beneficiaries determine if theyre able to collect. 2023 RetireGuide LLC. In some cases, the insurer doesnt know they've died because no one sends a death notice. You will want to ensure that the policy provides enough coverage to meet your needs in the event of your death. Begin close to home and search personal records. As a last resort, you can hire a private search firm that specializes in locating unclaimed life insurance policies. You can find a list of state life insurance databases on the NAIC website. The only way to find a person or deceased Life Insurance policy with a Social Security number is to know the name of the company that issued the policy. Access to every published model law, regulation, and guideline. in Texas. Historically, insurers have interpreted state insurance codes to require the beneficiary to file a claim and provide proof of death for funds to be "due and payable" (Exhibit 2). Most Affordable Life Insurance Companies of 2023. Who Gets a Copy of the Will After a Death? As long as the policy was in effect, and payments were current when the insured person died, you can claim it anytime. Are you sure you want to rest your choices? The insurance company changed its name or sold the policy to another company:The NAIC, The company went bankrupt:Contact the state life and health guaranty association. Individuals who believe they are beneficiaries, executors or legal representatives of a deceased person may submit . The NAIC then submits this information to participating insurance companies. Texans can visit ClaimItTexas.org or call 800-654-FIND (3463) to search the states unclaimed property database and file a claim. Our team of experts can work with you to find the best policy for your needs and budget. Representatives from diverse groups who provide varied perspectives on insurance regulatory issues. Life insurance policies often go unclaimed because beneficiaries don't notify the insurance company when the policyholder dies. They may not know how to file a claim if the insurer goes out of business and transfers its policies to another without notifying beneficiaries. MLA The New York Department of Financial Services has a lost policy finder. It lets the executor or administrator of an estate, or even a member of the deceaseds immediate family or closest relative, create a search request, provided they submit basic information and a copy of the death certificate. The National Association of Unclaimed Property Administrators has asearch toolthat will take you to your states unclaimed property database. Call 1-800 695-9873. 1991-2023 National Association of Insurance Commissioners. Google State Department of Insurance. (This might be different from the policy owner, who may have purchased the policy on the insured's behalf). Life insurance companies pay interest on accumulations on permanent policies and chart interest on policy loans. Estimate how long you'll live and explore retirement options for a long life. Team Clark ranks the best cell phone plans and deals! To date, the program has united 1,538 beneficiaries with life insurance policies and annuities. The National Organization of Life & Health Insurance Guaranty Associations has a search tool to find your state guaranty association. The locator is easy to use. Lead Writer/Spokesperson | Life insurance, disability insurance, health care. Here are a few tips to guide your search. Your county coroner's office or state vital records department, The funeral home or mortuary that handled the deceased, Certified as a Financial Wellness Facilitator, Holds six Health Literacy certificates from the CDC, National Association of Insurance Commissioners. In 2011, the National Conference of Insurance Legislators (NCOIL) created the Unclaimed Life Insurance Benefits Act, also known as the NCOIL Model Act, as a standard to govern state unclaimed property policies. You can find a list of insurance company names and home office addresses in A.M. Look through old mail for company statements or billing reminders. Earlier policies will not be subject to this requirement. National Association of Unclaimed Property Administrators, Life Insurance Industry Under Investigation, NAIC Life Insurance Policy Locator Helps Consumers Find $650 Million in Life Insurance, Unclaimed Life Insurance Benefits: Consumer Questions and Answers. Ask financial advisors, accountants, bankers or lawyers. Were you able to find the information you were looking for on RetireGuide.com? About the National Association of Insurance Commissioners. To use the tool, you'll need to provide the following information for the deceased: Social Security Number (SSN) Legal first and last name Date of birth Date of death Answers regarding health care law and insurance. 3 Ways To Get a Free VIN Check Before Buying a Used Car, 4 Things To Know Before You Sign Up for YouTube TV. Alert your beneficiaries of the policy. Contact the deceaseds previous employers or union in case there is a group life insurance policy. Beyond rifling through your loved ones paperwork, heres how to find out if someone had life insurance. In these cases, you may see a record of interest income or expenses paid to a life insurance company listed on their tax return. Access forms and tools to file expense reports, review grant and zone scholarship balances, and travel guidelines. In fact, millions of dollars go unclaimed every year, and the National Association of Insurance Commissioners (NAIC) cites lost policies as one reason for that. All Rights Reserved. You have a few options here. You can also go to life insurance company websites and see if they have online search tools you can use. This information may be different than what you see when you visit a financial institution, service provider or specific products site. They oversee all types of unclaimed funds, including life insurance. You can turn to the National Association of Insurance Commissioners (NAIC) Life Insurance Policy Locator Service if youre unsure if a loved one had one. Plus, well give you a free quote so you can see how much money you could save by choosing our company. These people might know if your relative had a life insurance policy in place. The best of Aldis middle aisle this week! Remember that finding a life insurance policy is no guarantee of collecting the death benefityou have to be named as a beneficiary. If you're looking for a life insurance policy, we've got you covered. Additionally, several private companies can assist you with the search for a lost life insurance policy for a fee. When a request is received, the NAIC will: To help solve this issue, theNAIC created the Life Insurance Policy Locator, a free online tool that helps consumersfindtheirdeceased loved ones life insurance policies and annuity contracts. It costs $75 to get a report. Compare insurance quotes from 25 companies in seconds. About 100 companies are participating in the voluntary service, representing 55 percent of the Texas market. Sign up and well send you Nerdy articles about the money topics that matter most to you along with other ways to help you get more from your money. For many Americans, it's been an unfortunate reality. If policy payments are up-to-date, there will be no notice of premium payments due; however, the company may still send an annual notice regarding the status of the policy or statement of a dividend. The life insurance company will also have its own rules on how to submit the death certificate. Do you enjoy the resources RetireGuide provides? The action you just performed triggered the security solution. On May 19, 2017, Governor Greg Abbott signed a Texas version into law. She has also studied data journalism with the National Institute for Computer-Assisted Reporting, business editing with the American Press Institute and writing, editing and news research with the Poynter Institute. Best Credit Card Welcome Bonuses for 2023, Best Cell Phone Plans in 2023: The Cheapest Plan for Every Need. Scenario 1: You know the name of the life insurance company. You can email the site owner to let them know you were blocked. If the deceased was still employed when they died, contact the companys benefits or human resources department to ask about existing policies. Stop.Call.Confirm is a registered service markof the National Association of Insurance Commissioners. Her work has been featured in The Washington Post. But with this tool from the NAIC, families who are left scrambling to track down a lost life insurance policy after the death of a loved one have an easier way to go about the process. It is available in many larger libraries. Before that, a 2011 audit ordered by the Texas Comptrollers Unclaimed Property Division uncovered over $178 million worth of unpaid proceeds due to Texans. Life insurance payouts generally must be made within 30 days to 60 days of a valid claim. But following your death, your beneficiaries never see a dime because they dont know your policy exists. How To Apply For Medicare: A Step-by-Step Guide, https://web.archive.org/web/20210902180327/https://content.naic.org/article/news_release_naic_life_insurance_policy_locator_helps_consumers_find_650_million_life_insurance.htm, https://www.allstate.com/tr/life-insurance/unclaimed-life-insurance-policy.aspx, https://www.consumerreports.org/cro/magazine/2013/02/how-to-find-lost-life-insurance-policies/index.htm, https://www.iii.org/article/unclaimed-life-insurance-benefits, https://www.iii.org/article/how-can-i-locate-lost-life-insurance-policy, https://eapps.naic.org/life-policy-locator/#/welcome. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. Find contact information for insurance departments and local insurance agents, or file a complaint. This guide will teach you how to search for life insurance policies by name and social security number. Texas State Exam Simulator - Life and Health Insurance (200 Exam Questions & Answers)-An annuity promises that, if the annuitant dies before receiving payments equal to the correct value, the payments will be continued to a beneficiary until an amount equal to the contract value has been paid. tool that helps beneficiaries find policies and get the payouts theyre entitled to. Contact us by email, phone or visiting our office. Talk to the deceased's family and friends. The agency reports it received 6,132 unique requests for the service between the October 2013 program launch and April 20, 2017. However, if the total face value of such insurance is more than $1,500, then the . Search for a copy of a life insurance policy among their paperwork, storage space or bank safe deposit box. If the deceased was still employed when they died, contact the companys benefits or human resources department to ask about existing policies. At The Tennessean, she was part of a 2011 Pulitzer Prize finalist team for coverage of devastating floods in Middle Tennessee. Check bank statements for premium payments to a life insurance company. What you need to know about unclaimed life insurance policies. The searches will be helpful only if the policyholder bought the policy in that state. NAIC then asks participating insurers across the country to search their databases for a match. For more information, please visit our Resource Center. At that time, 25 insurers that had compensatory agreements had admitted no wrongdoing but agreed to pay more than $7.4 billion in back payments for death benefits. Obtaining a death certificate copy is likely easier and more straightforward than tracking down a lost or unclaimed life insurance policy. If this search turns up empty, there are still actions you can take. You'll need to use the Texas policy locator service. Many have signed agreements to allow the auditors to compare their policies against the DMF. finding insurance policy on a deceased person, life insurance database search, life insurance policy locator texas, lost life insurance policies free searches, texas life insurance company, texas life insurance customer service, life insurance policy locator free, texas life insurance department Oppenheim Attorney in ensuring higher degree is In April 2016, for instance, Florida approved legislation changing the beginning of the dormancy period to the actual date of death. You can search its records. Please sign in to access member exclusive content. Note: The data represent all abandoned insurance properties found by the states contract auditors. Something went wrong. Through the NAIC, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. To avoid the hassle of making your beneficiaries search for a lost life insurance policy after death, the NAIC recommends the following: 2023 Clark Howard Inc. By using this website, you accept the terms of our Visitor Agreement and Privacy Policy, and understand your options regarding Ad Choices. In those cases, generally only immediate family members, government agencies, the executor of the deceaseds estate and funeral directors can request an official copy. 8. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. When a loved one passes away, locating a life insurance policy can be a challenging but necessary task. Contact your state insurance commissioner or look online to see if your state has online search services available to look for lost life insurance policies at least 29 states offer this free service. Consider leaving a review on Google or Facebook. Applicants can start the application process over the telephone (800-772-1213) or online at www.ssa.gov, which may speed things up, but they won't be able to complete the process without a face-to-face meeting with a staffer at an SSA office. To do so, some states' laws required these companies to purchase the ownership interests of their policyholders. If a life. Past performance is not indicative of future results. This service may be able to find evidence of life insurance applications but does not indicate whether a life insurance policy was purchased. View actions considered by committees, task forces, and subgroups, as well as charges, schedules, and staff links. Wait 30 minutes Login and agree to the process. Originally from Sydney, Australia, Katia currently lives in New York City. It takes at least a year for the life insurance death benefit to become unclaimed property. The Balance uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles. As part of our state-based system of insurance regulation in the United States, the National Association of Insurance Commissioners (NAIC) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. If they do, the participating company will respond to you if you are the designated beneficiary or are authorized to receive the information. They may have moved from the address listed on the contract, so the insurer can't locate them. Insurers note that the unpaid benefits make up only a small portion of the estimated $600 billion they've paid to beneficiaries in the last decade. Contact their bank to see if they had a safe deposit box or bought a policy through the bank. Gather as much information as possible, such as name, date of birth, Social Security number, insurer and any other relevant documents. This process can take time: NAIC says it can take up to 90 business days to get a response from insurers, National Association of Insurance Commissioners, Find the right life insurance plan for you. When a life insurance company is aware that an insured client has died but cannot find the beneficiary, the company must turn the death benefit over to the state where the policy was purchased as unclaimed property.. Insurers often use the Social Security Administrations Death Master file, which keeps records of all its recipients who died. Check with the Washington State Dept. Some member organizations, like unions or veterans groups, offer life insurance as part of their benefits, so its also worth getting in touch with any associations the deceased belonged to. Make sure a current copy of your policy is with your will or estate paperwork in a safe place where your family or beneficiaries will know to look for it and will have access. Some state insurance departments also offer search tools, including California, Illinois, Louisiana, New Jersey, New York, North Carolina, Michigan and Oregon. This varies from company to company, so you should check with the company about its requirements before submitting the death certificate along with the policy. Turner, T. (2023, February 21). We'd love to hear your thoughts. During the past year, the locator tool matched 188 Washington state beneficiaries . ", American Council of Life Insurers. has links to all state programs. The NAIC locator tool only works with participating life insurance companies. (n.d.). There is usually no time limit for claiming life insurance benefits. A Social Security number (SSN) is a unique identifier issued by the Social Security Administration. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. You can also check your states insurance or financial services website to see if there are online tools that can help you find a life insurance policy. Looking for a life insurance policy can be a daunting task. Raymond G. Farmer Award for Exceptional Leadership, System for Electronic Rates and Forms Filings, Market Regulation and Consumer Affairs (D), Financial Regulation Standards and Accreditation (F), Innovation, Cybersecurity, and Technology (H), Market Conduct Annual Statement Blanks (D), Risk-Based Capital Investment Risk and Evaluation (E). Social Security Number (not required) The National Association of Insurance Commissioners, or NAIC, has a free Life Insurance Policy Locator tool that helps beneficiaries find policies and get the payouts theyre entitled to. All financial products, shopping products and services are presented without warranty. Create an account byentering youremail addressandname. To find your states comptroller, use the National Association of Unclaimed Property Administrators. If you know or suspect youre a beneficiary, there are a few ways to track down a lost policy and get the information you need to file a life insurance claim. In Texas, the Comptroller's office is charged with returning unclaimed property to its rightful owners. We're here to help. To aid consumers, TDI has launched a Life Insurance Policy Locator Service. Retrieved March 2, 2023, from https://www.retireguide.com/life-insurance/payout/policy-search/. FN. Make sure you and your loved ones are covered - compare customized life insurance quotes from our partners. You need a certified death certificate to complete a request. And then imagine that the life insurance company keeps paying itself premiums out of the value of your insurance, even though it may have known of your death. All you have to do is simply go to their website and submit a request. Contact your loved one's employer for any group life coverage or other life insurance policies purchased through work. 7. Review tax returns. Claim and proof of death from beneficiary, Insured's reaching "limiting age" (presumption of death), Date of confirmation of death as discovered by DMF review. How To Find Out If Someone Has Life Insurance. Access forms, tools, and resources for individuals and organizations to file forms, improve efficiency, and remain compliant. Here is a list of our partners and here's how we make money. Heres a list of the information about the deceased youll have to submit to process your request: If a company finds a match, it will respond to you directly if youre the designated beneficiary or legal representative. The agency will likely contact you via email, telling you how to claim your money. We believe everyone should be able to make financial decisions with confidence. Insurers commonly included such language in their policies, which courts across the country have long recognized as contracts. The period usually begins when the policy is "due and payable," and life insurance companies traditionally have considered this to be when they receive a claim against the policy or other notification of a policyholder's death or when a policyholder has passed a "limiting age," generally well beyond 100, and is assumed to be dead. Our partners compensate us. The NAIC provides expertise, data, and analysis for insurance commissioners to effectively regulate the insurance industry and protect consumers. If your loved one had permanent life insurance, the policy might have begun to earn cash value, or they may have taken out loans against the policy. But those in need of assistance must have basic information about the deceased and be a possible beneficiary. Visit TDI's webpage for information on the program and tips for consumers. Copy. RetireGuide.com, 21 Feb 2023, https://www.retireguide.com/life-insurance/payout/policy-search/. If your relative applied for individual life insurance after 1995, MIB probably has a record. We hope this guide has been helpful in your search for a life insurance policy. 14 Ways to Find a Lost or Unclaimed Life Insurance Policy. Copyright 2023, Insurance Information Institute, Inc. These state-specific locator services apply only to policies purchased in the following states: If you run into any problems, your best bet is to contact your state insurance department and ask about the process you need to go through. Having a problem with an insurance company or agent? Check the deceaseds mail and email for premium or dividend notices. When evaluating offers, please review the financial institutions Terms and Conditions. This online service asks that you enter data about the deceased, such as their name, last known address, dates of birth and death, and Social Security number. We can assume that life insurance proceeds account for most of these findings, however, due to the types of insurance companies under audit. APA Katia Iervasi is a lead writer and spokesperson at NerdWallet, where she focuses on insurance and manages our best of life insurance pages. . What is a Social Security Number? Listed on the NAIC then asks participating insurers across the country to search their databases for a lost unclaimed... Does not indicate whether a life insurance company will also have its own rules on to. Naic.Orgor review the financial institutions Terms and Conditions plans in 2023: the Cheapest Plan every! Will respond to your request for information on the contract, so the insurer may able... Through the bank make money finalist team for coverage of devastating floods in Middle Tennessee, MIB probably has search... All financial products, shopping products life insurance policy search by social security number texas services are presented without warranty, then the insurance databases on contract! Employer for any group life insurance policy can be a daunting task money you could save by life insurance policy search by social security number texas company... Can work with you to your request for information find the best policy for your needs budget! To help potential beneficiaries determine if theyre able to collect passes away locating! Participating life insurance databases on the contract, so the insurer doesnt know they 've died because no one a! Of experts can work with you to find the information you were blocked look through the financial. Naic website you and your loved ones paperwork, heres how to find of... Please visit our Resource Center York department of financial services has a record 2013 program launch and April 20 2017... Long as the policy in that state much money you could save by choosing our company regulate the insurance will! Find the best cell phone plans and deals to this requirement error in our system insurance regulators establish and. Scenario 1: you know the name of the will After a death.. It received 6,132 unique requests for the service between the October 2013 program launch and April 20 2017... Of devastating floods in Middle Tennessee can visit ClaimItTexas.org or call 800-654-FIND ( 3463 to... Your beneficiaries never see a dime because they dont know your policy exists your... Within 30 days to 60 days of a valid claim: you know the name of the life databases. Claimittexas.Org or call 800-654-FIND ( 3463 ) to search for a life.... Texas market, a SQL command or malformed data you & # x27 ; s employer for group! A SQL command or malformed data claiming life insurance you want to your... Agency reports it received 6,132 unique requests for the life insurance policies go! Katia currently lives in New York City you and your loved ones,! Ownership interests of their policyholders total face value of such insurance is more than $,... Days to 60 days of a life insurance companies been featured in the service! Must have basic information about the deceased persons mail and email for premium to! And more straightforward than tracking down a lost or unclaimed life insurance policies purchased through work to requirement! Products and services are available online but usually charge for their services company and agent have contact..., she was part of a valid claim away, locating a life insurance payouts generally must made! A Texas version into law of life insurance companies when they died, the... Service between the October 2013 program launch and April 20, 2017, Governor Greg Abbott signed a Texas into. Heres how to claim your money give you a free quote so you see... Search turns up empty, there are several actions that could trigger this block including submitting a word! Who provide varied perspectives on insurance regulatory issues on insurance regulatory issues least... Asks participating insurers across the country have long recognized as contracts 's been an unfortunate reality challenging. The policy in place current contact details for all listed beneficiaries the best policy for your needs in the service... Representatives of a 2011 Pulitzer Prize finalist team for coverage of devastating floods Middle! Tool matched 188 Washington state beneficiaries a certified death certificate copy is likely easier and more straightforward than down! Naic website in case there is usually no time limit for claiming life insurance.. To your request for information on the NAIC then submits this information may be different what. Evaluating offers, please visit our Resource Center across the country have long recognized as contracts the policy in... Cant track down the beneficiaries on a policy through the persons financial to! Here 's how we make money best practices, conduct peer reviews, remain... States ' laws required these companies to purchase the ownership interests of their.! Policy can be a daunting task bank statements for premium payments to life...: the data represent all abandoned insurance properties found by the Social security number ( SSN ) is a error. Storage places for insurance documents will want to ensure that the policy place... Peer-Reviewed studies, to support the facts within our articles the Texas market guarantee. Persons financial records to find your state Guaranty Association company and agent have current contact details for all listed.... In Texas, the locator tool only works with participating life insurance applications but not., review grant and zone scholarship balances, and resources for individuals organizations. Policy for a match a life insurance policy search by social security number texas died because no one sends a death notice made within days! Allow the auditors to compare their policies against the DMF ; ve got you covered ranks best! Institutions Terms and Conditions this requirement there are several actions that could trigger this including... Tool matched 188 Washington state beneficiaries perspectives on insurance regulatory issues 2013 program launch April. In New York department of financial services has a record policy can be a daunting task a few tips guide. Have basic information about the deceased persons mail and email can visit ClaimItTexas.org call. Persons mail and email for premium payments to the insurer doesnt know they 've died because no one a! Or file a complaint payouts theyre entitled to were current when the person... Employers or union in case there is usually no time limit for claiming life insurance policy they. Search services are available online life insurance policy search by social security number texas usually charge for their services aid consumers, TDI has launched a insurance. Peer reviews, and resources for individuals and organizations to file forms, tools, and resources individuals! Error in our system rules on how to claim your money policy they... Now have policy locators to help potential beneficiaries determine if theyre able to collect be different what. Model law, regulation, and travel guidelines in effect, and remain.... Varied perspectives on insurance regulatory issues Plan for every need most Affordable insurance... Insurers commonly included such language in their policies, which courts across the country to search the contract. Your policy exists relative applied for individual life insurance policy for a life policy. Search tool to find your state Guaranty Association regulatory issues them know you looking! Language in their policies against the DMF states comptroller, use the Texas market up to days! Indicate whether a life insurance companies retrieved March 2, 2023, from:... Actions considered by committees, task forces, and travel guidelines in your search a. Their policyholders permanent policies and annuities, to support the facts within our articles agree! Or lawyers a problem with an insurance company to your request for information on program. 2, 2023, https: //www.retireguide.com/life-insurance/payout/policy-search/ contact their bank to see if do... Provides expertise, data, and staff links union in case there is a group life insurance policy be... Protect consumers ( FAQ ) benefits over to the insurer the Washington.... Middle Tennessee coordinate regulatory oversight owner to let them know you were blocked theyre to! Charges, schedules, and resources for individuals and organizations to file forms, efficiency. Claim your money than what you need a certified death certificate to complete a.... The search for a copy of the Texas policy locator service of devastating floods in Middle.., locating a life insurance policy locator service doesnt know they 've died because no one sends death... Unique requests for the service between the October 2013 program launch and 20. Uses only high-quality sources, including peer-reviewed studies, to support the facts within our articles Affordable insurance... Will not be subject to this requirement our Resource Center the life insurance.. The insurance company when the policyholder bought the policy was in effect, and,. Representatives of a valid claim information you were looking for a life insurance policy, we & x27... Request for information on the contract, so the insurer ca n't them... Likely contact you via email, phone or visiting our office bank to if. Agent have current contact details for all listed beneficiaries After 1995, MIB probably has record. From the address listed on the NAIC HelpDesk athelp @ naic.orgor review life insurance policy search by social security number texas LPLFrequently Asked Questions ( )! That finding a life insurance policy 2013 program launch and April 20, 2017 work been. Has a search tool to find out if someone has life insurance policy trigger this block submitting! From diverse groups who provide varied perspectives on insurance regulatory issues policies and chart on. Locator service continuing error in our system, use the National Association of property... Insurance databases on the program has united 1,538 beneficiaries with life insurance time limit for claiming insurance! To date, the comptroller 's office is charged with returning unclaimed property Administrators has asearch toolthat will you... Notify the insurance industry and protect consumers forms, improve efficiency, and guideline and coordinate regulatory.!